Borrowers & Investors.
Direct access to loans sourced by a leading middle market lender.
A partner you can trust.
We are a private investment company specialised in wealth and asset management advisory. We manage client funds individually and provide personalised support to each investor.
With the advice we provide to investors, we offer an interest guarantee on investments in real estate and finance, ensuring the security and growth of your wealth.
Senior Direct Lending Program.
EMIVIA LIMITED serves leading middle market companies and private equity firms. We build lasting relationships as a reliable financing partner that supports growing businesses.
We offer competitive products across the debt capital structure, primarily serving borrowers with £5 million to £40 million of EBITDA.
Flexible Capital
Minimum £500K hold size enables total financing solutions.
Experienced Team
Deep experience in structuring, underwriting and managing investments.
Reliable Partner
Supporting firms across the complete investment lifecycle.
Across the full debt capital structure.
Revolving Credit Facilities
Flexible financing solutions for working capital.
Unitranche / Senior Stretch
Simplified capital structure with competitive pricing.
Second-Lien Loans
Subordinated debt for growth initiatives.
Junior Capital / Mezzanine
Hybrid financing solutions.
Crypto Finance Solutions
Innovative digital asset financing.
The advantage of a lead lender.
We believe the best way to invest in middle market credit is as a lead lender. Lead lenders see opportunities first and benefit from enhanced diligence, greater control, and an active role in structuring transactions.
First Access
See opportunities before the broader market.
Enhanced Diligence
Deep involvement in every transaction.
Greater Control
Active role in structuring deals.
PE Partnerships
First-call partner to leading firms.
Our Investment Process.
Initial Screening
Senior credit officers review opportunities.
Deep Analysis
Team of professionals conducts thorough research.
Committee Review
Investment Committee evaluates risk-adjusted returns.
Execution
Timely execution with full transparency.
General Industries
Our General Industries team has expertise structuring, understanding and managing investments across the broader economy.
- Aerospace & Defence
- Aftermarket Automotive
- Business Services
- Consumer Products
- Distribution
- Food & Beverage
- Oil & Gas
- Renewable Energy
- General Manufacturing
- Industrials & Infrastructure
- Packaging
- Speciality Chemicals
- Speciality Retail
- Technology, Media & Telecom
- Cryptocurrency, AI & Web3
- Healthcare & Greentech
- Real Estate
Healthcare
Our Healthcare team brings industry relationships, sector perspective and transaction knowledge to each opportunity we evaluate — including elements of reimbursement risk.
- Healthcare Services
- Healthcare Information Technology
- Medical Device Products & Manufacturing
- Dental Services
- Facility-Based Services
- Mayor Services
- Physician-Practice Management
- Post-Acute Services
- Outpatient Services
Protecting & growing capital.
We are committed to protecting and growing our investors' capital. Our team has decades of investment experience and applies a rigorous buy-side underwriting approach to every opportunity we consider.
Flexible, not one-size-fits-all.
We offer flexible investment solutions with deep transparency, not one-size-fits-all products. Each investment undergoes a multistep underwriting process that begins with a thematic view of industry fundamentals.
Post-COVID Era: Our Commitment to Startups.
Following the transformative period of COVID-19, we have developed a particular passion for supporting startups and emerging companies in their development and fundraising phases. Innovation and entrepreneurship are the engines of tomorrow's economy.
Our approach is built on discretion and confidentiality. Whether you're seeking seed funding, Series A/B rounds, or bridge financing, we work behind the scenes to structure solutions that respect your vision while protecting sensitive information.
We maintain strict confidentiality throughout the entire process — from initial discussions to final execution.
Trusted partnerships with leading global firms.
Confidential relationships maintained with leading global institutions
Partner with EMIVIA on your next transaction.
Discuss financing strategies, structured deals or co-investment opportunities with our senior team.